Visit Our #1 Short-Term Lender: CashNetUSA
CashNetUSA is the only company on the list that is an online only lender. They are part of a group of online lending sites called Enova that is based out of Chicago. While they have no stores specifically they are owned by Cash America, which has around 750 store locations in the US.
So most of the companies we’ve looked at started doing online lending in 2008. Prior to that most of their websites were basically information portals and a way to find the closest store. They were up and running with an online lending model in 2004, which is pretty impressive.
CashNetUSA is a direct lender. If you’ve exhausted your options and you are set on getting a payday loan they are our top pick. They’ve been doing the online loan thing so long that they’ve really got it down.
You can save 25% on their fees if you use the CashNetUSA coupon code: A25CASH
We’ve also seen the A15CASH coupon code for 15% off if the one above isn’t working.
What States Does CashNetUSA Lend To?
Ace Cash currently operates in the following states: Alabama, Alaska, California, Delaware, Florida, Hawaii, Idaho, Illinois, Kansas, Louisiana, Maine, Michigan, Minnesota, Missouri, Nevada, New Mexico, North Dakota, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.
What Services Does CashNetUSA Offer?
- Payday Loans
- Installment Loans
- Line of Credit
What Does the CashNetUSA BBB Page Say?
The BBB page is pretty typical, though there’s a bit more action here than many of the pages. One reason is that they are online only. With a lot of lenders, you get really fragmented reviews because people leave reviews for all the different locations.
They have 4 positive, 1 neutral and 17 negative reviews along with 209 complaints. Their overall score is an A-.
You can view the BBB page here.
They Have a Mascot!
So like Speedy Cash, CashNetUSA has a mascot. Well, it’s a person so we’re not sure if that is still a mascot or if that’s something else. We’d normally say spokesperson but it’s a guy in a cape. It’s CashNetUSA man. He is in their commercials and he is some kind of short-term lending superhero.
It’s CashNetUSA man. He is in their commercials and he is some kind of short-term lending superhero. He’s not a kangaroo, but honestly, in a lending situation, we’d be more inclined to trust a guy than a kangaroo. And his bright orange shirt and belt make him easy to spot if you need to flag him down or something.
If you need to get money quickly, and you’re going to go with a payday-type loan, we recommend CashNetUSA. Yes, it’s going to be expensive, but so are all the competitors. These types of loans are just expensive, but if you really need it then you really need it.There are two main reasons we liked them the best.
There are two main reasons we liked them the best. First, we felt like the application, depositing of funds and communication were all very smooth. We didn’t need to contact support and everything just worked like it was supposed to.
Second, we found they were the only lender that had a discount coupon. Granted you can’t use it over and over again but you really shouldn’t be using these loans over and over again. Make sure you use A25CASH when asked for a coupon code in the application. Because saving whatever you can helps.
Business Contact and Profile for CashNetUSA
|Address:||175 W Jackson Blvd Ste 1000
Chicago, IL 60604-2863
|Type of Business:||Payday Loan|
|Principal:||Mr. David Fisher, CEO|
|BBB Accreditation:||This business is not accredited with the BBB and has an A-.|