Fixing Your Credit: The Handyman’s Guide

Okay, it’s official your credit is broken and you need to know how to fix it. There are some practical ways to go about fixing your credit that will have you back up and running financially in no time. Well not no time, but quickly.

Re-establish your credit

Yes, it’s true if your credit has been damaged not everyone is going to be running to give you a credit card, but in order to reestablish your credit, you will need to develop healthy credit lines that have a good payment history as opposed to your previous experiences. Consider a secured credit card, even though this may seem like an inconvenience this will do wonders in repairing your credit, and it will only be for a short period of time.

Continue reading

Credit Score Ranges: What is a Good Credit Score?

Let’s say your credit score is a 590, do you know if that’s good? I know I’ve heard people get excited about a score like this only to find out later that they didn’t know how the scale is set up. It doesn’t start at 0 and end at 1000, which would be too easy to understand. So what are the credit score ranges?

Credit score ranges are between 300 and 850, the higher the better. A point difference will rarely mean much, so don’t stress over a few points.

Continue reading