Lexington Law Credit Repair is hands down the largest credit repair firm in the business. They have helped hundreds of thousands of clients tackle their credit problems. Last year alone Lexington Law removed over 1.2 million items from their client’s credit reports. Even so, being the biggest doesn’t always mean you’re the best. Read our full Lexington Law review to see how they did.
Credit Repair Ability:
We decided to do a Lexington Law review over an eight-month trial period to see what they could do. After all, they have been in the business for over 20 years so they must be doing something right. Going in the tester had two scores in the mid-500s and one score in the low 600s.
After the first few months, we noticed that negative items began dropping off. Once Lexington Law started to dispute items on our behalf we dropped an average of 7 items per month. At the end of the six-month period, our tester had their credit scores increase by roughly 50 points at each bureau. Though this isn’t a drastic increase the testing period was relatively short. Remember credit repair does take time.
Ease of Use:
Signing up for Lexington Law’s credit repair program was a breeze. We were quickly given our login information. Once you have your credit reports, which you can give to them or they can order for you, they analyze your reports. This can take a day or two but they were pretty quick about it.
Using the dispute system is pretty easy. You check the items to dispute, give a reason, and the Lexington Law firm goes to work. The only complaint we really had was that the dispute system is more work than some of the full-service credit repair company. This only a small complaint as it really doesn’t take much time.
Customer support was, overall, a pretty decent experience. Keep in mind that Lexington Law has offices in multiple states and they employ over hundreds of paralegals and agents. You will be dealing with a large business. Most of the individuals we spoke with were well informed but on
Most of the individuals we spoke with were well informed but on occasion, we were transferred a few times to speak with another agent. It also seemed like we waited a bit longer than some of the other companies we tested. We missed the personal touch that we experienced with a smaller company like Sky Blue Credit Repair.
There are three levels of service, Concord Standard at $79.95 per month, Concord Premier at $99.95 per month and PremierPlus at $119.95 per month.
Concord Standard includes the standard credit repair services that they will do on your part. Concord Premier and PremierPlus include the items at the standard level as well as fraud protection, credit monitoring, and some other services.
The one-time setup fee for Concord Standard and Concord Premier is $99.95 and $119.95 for PremierPlus.
We only tested the regular service so we cannot vouch for the value of the increased levels. For most people, the Concord Standard is likely adequate.
Lexington Law Reviews From Around the Web
The BBB page on Lexington Law isn’t very promising. They have 45 positive, 5 neutral and 116 negative reviews. That’s a whopping 70% of reviews coming in as negative. They also have 542 customer complaints. Keeping in mind they are by far the biggest credit repair firm that’s still a lot of complaints.
The biggest mystery is that the BBB gives them an NR rating. They just don’t rate them even though they have plenty of data to do so. If you’d like to read the full reviews you can do so here.
Google reviews reflected about the same, trending towards a little more positive. Out of 460 reviews, they averaged 2.6 out of 5.
We were unable to find Facebook reviews for Lexington Law.
Lexington Law Review Overall: (Overall Score – Not an Average)
The increase that we saw after using Lexington Law shows why they are the biggest in the industry. At times the service felt a bit impersonal. All-in-all an effective credit repair service but there are a lot of users out there that have some major gripes about Lexington Law. As a result, we had to drop their overall score a bit to reflect that fact.
Lexington Law is owned by Progrexion. If you’d like to see how the other company owned by Progrexion did, CreditRepair·com, check out our review.
Business Contact and Profile for Lexington Law
|Name:||Lexington Law Firm|
|Address:||360 N Cutler Dr - North Salt Lake, UT 84054-2955|
|Business Started:||July 1993|
|Type of Business:||Credit Repair Services - No Advance Fee, Attorneys|
|Principal:||Mr. John C. Heath, Directing Attorney|
|Customer Contact:||Ms. Kristine Grunander, Customer Service|
|BBB Accreditation:||Not a BBB Accredited business.|
Sky Blue Credit Repair Customer Testimonials
"An absolutely fantastic experience from the start, brilliant and friendly. I recommend Sky Blue to anyone with credit issues." - Robert B.
"The bad marks are gone, my scores are up, and I was just told that my report is "solid gold". I feel like a new person! Thank you so much!" - David W.
"The entire experience was a pleasure, the price was right, and the results were amazing. Thank you!" - Mary R.