How Your Credit Bureau Score is Determined

So, what’s in your credit bureau score? Is it just whether and when I make my payments or are there other things that affect my score? Actually, there are several factors that influence your score and determine how high it is.

Your payment history

Obviously, making payments on time is the best way to keep your credit score high. The odd 30 Day late payment won’t affect you much. Make a habit of it, and you’ll struggle to get credit.

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