When you visit a credit counselor, they will put you on a credit repair program that will allow you to get on track to stabilizing your credit and finances. The program will do several things to help you be successful.
Lower your balances
A credit counselor will speak to your creditors on your behalf and convince them to lower the amount owed. They will explain to them that you will be entering a credit repair program and that you will be able to make timely payments and avoid bankruptcy.Continue reading